ZIP 55946 Foreclosure, Tax-Lien & Distress Report

Goodhue County, Minnesota's ZIP 55946 registers 23/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: structural risk (52/100), construction/permit lag (44/100), institutional ownership (41/100). On the quiet end sit mortgage stress (18/100). Climate and flood risk are elevated too — flood (NFIP) exposure (67/100). Structural risk reads 52/100 against active distress of 5/100.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 9% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 4.8%. Rent burden reaches 33% of tenant households. The typical home is worth about $261,300 (3.0× income, relatively affordable). Educational attainment sits at 22% bachelor's-or-above. 11.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100. At $80,461, median income runs near typical U.S. levels. About 3,366 people live here, median age 44. The ZIP holds roughly 1,371 housing units. The tenure split is 87% owner-occupied to 13% rented.

On balance, 55946 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 55946 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 55946 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 55946 stays directly comparable to neighboring ZIPs and the rest of Goodhue County, Minnesota. The score is rebuilt from public data as it updates, so 55946 reflects the current record instead of a stale or modeled snapshot.

55946's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 55946 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.