ZIP 55946 Property Distress & Foreclosure Data

DLRadar grades ZIP 55946 (Goodhue County, Minnesota) at a low 25/100 for overall property distress. Property-level stress concentrates in structural risk (56/100), construction/permit lag (51/100), institutional ownership (48/100). mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (67/100), FEMA disaster exposure (61/100). The latent-versus-live split is 56/100 structural and 5/100 already moving.

Prices here sit in a peak phase: values rose 3.3% over the trailing year, and 9% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 4.8%. Around 33% of renters are cost-burdened. Home values center near $261,300, an affordability ratio of 3.0× — accessible. Educational attainment sits at 22% bachelor's-or-above. 11.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100. Median household income is $80,461, near the U.S. median near $78,000. 3,366 residents call 55946 home, typically aged 44. The ZIP holds roughly 1,371 housing units. Owners hold 87% of homes, renters 13%.

Overall, 55946 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.