ZIP 55026 Foreclosure, Tax-Lien & Distress Report

ZIP code 55026 in Goodhue County, Minnesota carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (67/100). Property-level stress concentrates in structural risk (51/100), institutional ownership (43/100), construction/permit lag (43/100). mortgage stress (19/100) stay muted. Structurally it carries 51/100, against 6/100 of stress already in motion.

The peak-phase market in 55026 posted values that rose 2.7% over the year, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 451 with a median age of 41. There are about 228 housing units across 55026. About 31% have a four-year degree. At $104,688, median income runs above typical U.S. levels. The typical home is worth about $288,200 (2.7× income, relatively affordable). DLRadar's demographic-stress index for the area reads 29/100. 86% of housing is owner-occupied. Around 50% of renters are cost-burdened. Vacancy runs 30.7%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 3.1% — low.

Taken together, 55026 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 55026 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 55026 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55026 can be compared directly against any other ZIP in Goodhue County, Minnesota or nationwide. The score is rebuilt from public data as it updates, so 55026 reflects the current record instead of a stale or modeled snapshot.

Behind 55026's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 55026 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.