ZIP 55041 Property Distress & Foreclosure Data

Composite property distress in 55041 (Wabasha County, Minnesota) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (59/100), institutional ownership (49/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (65/100), FEMA disaster exposure (64/100). On the structural side it scores 59/100, with 6/100 of stress already active.

The market reads peak — home values rose 3.8% year on year, and 18% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 14.3% — elevated. The ZIP holds roughly 3,810 housing units. Households earn a median $83,673 — near the roughly $78,000 national figure. The tenure split is 82% owner-occupied to 18% rented. About 31% have a four-year degree. About 7,532 people live here, median age 50. Roughly 5.8% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 55041 scores 27/100. Around 41% of renters are cost-burdened. A median home runs $275,200 here, or 3.2 times local income.

Net-net, 55041 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.