ZIP 55981 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 55981 (Wabasha County, Minnesota) lands at 22/100 — low on DLRadar's distress scoring. The split runs 49/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (61/100), FEMA disaster exposure (60/100). Leading the profile are structural risk (49/100), institutional ownership (46/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (19/100) stay muted.

The neutral-phase market in 55981 posted values that rose 3.0% over the year, and 28% higher over three years (phase confidence 21/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 78% owner-occupied to 22% rented. Households earn a median $69,195 — near the roughly $78,000 national figure. Vacancy runs 18.5%, above the national norm and a classic distress-and-opportunity signal. Around 26% of adults hold a bachelor's degree or higher. About 3,863 people live here, median age 55. There are about 2,272 housing units across 55981. The typical home is worth about $273,400 (3.4× income, relatively affordable). Roughly 7.5% live below the poverty line. DLRadar's demographic-stress index for the area reads 27/100. Around 25% of renters are cost-burdened.

Net-net, 55981 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 55981 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Wabasha County, Minnesota and the nation. Where the record is thin for 55981, the field stays empty rather than modeled, and fills in as new documents post.

Behind 55981's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 55981 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.