ZIP 55981 Property Distress & Foreclosure Data

In Wabasha County, Minnesota, ZIP 55981 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 60/100 against active distress of 6/100. Environmental exposure also runs high (flood (NFIP) exposure (64/100), FEMA disaster exposure (64/100)). Its standout signals are construction/permit lag (76/100), structural risk (60/100), institutional ownership (49/100). On the quiet end sit mortgage stress (19/100).

The peak-phase market in 55981 posted values that rose 3.9% over the year, 1.0% off the recent peak, and 28% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

78% of housing is owner-occupied. At $69,195, median income runs near typical U.S. levels. Vacancy runs 18.5%, above the national norm and a classic distress-and-opportunity signal. Around 26% of adults hold a bachelor's degree or higher. Population is roughly 3,863 with a median age of 55. There are about 2,272 housing units across 55981. The typical home is worth about $273,400 (3.4× income, relatively affordable). The poverty rate is 7.5%. The demographic-stress sub-score lands at 27/100. Rent burden reaches 25% of tenant households.

On the whole, 55981 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.