ZIP 55991 Property Distress & Foreclosure Data

DLRadar grades ZIP 55991 (Wabasha County, Minnesota) at a low 27/100 for overall property distress. Property-level stress concentrates in construction/permit lag (81/100), structural risk (61/100), institutional ownership (48/100). mortgage stress (19/100) stay muted. On the structural side it scores 61/100, with 6/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (64/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 3.9% over the trailing year, 1.0% off the recent peak, and 23% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $86,875, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 30/100. Educational attainment sits at 22% bachelor's-or-above. Around 50% of renters are cost-burdened. 1,474 residents call 55991 home, typically aged 46. Home values center near $350,000, an affordability ratio of 3.4× — accessible. 9.0% of residents fall below the poverty threshold. The vacancy rate is 8.7%. Owners hold 88% of homes, renters 12%. The ZIP holds roughly 634 housing units.

Overall, 55991 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.