ZIP 55960 Property Distress & Foreclosure Data

Composite property distress in 55960 (Olmsted County, Minnesota) lands at 28/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (65/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). The latent-versus-live split is 65/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (71/100)).

The peak-phase market in 55960 posted values that rose 3.9% over the year, 1.0% off the recent peak, and 13% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $122,120, median income runs above typical U.S. levels. The poverty rate is 5.0% — low. Around 47% of renters are cost-burdened. The demographic-stress sub-score lands at 26/100. Around 47% of adults hold a bachelor's degree or higher. The typical home is worth about $481,200 (3.6× income, relatively affordable). The vacancy rate is 4.3%. Population is roughly 3,453 with a median age of 43. 94% of housing is owner-occupied. The ZIP holds roughly 1,236 housing units.

On balance 55960 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.