ZIP 55976 Foreclosure, Tax-Lien & Distress Report

Olmsted County, Minnesota's ZIP 55976 registers 18/100 composite distress, which DLRadar reads as low. Latent structural risk is 40/100 while live distress already moving reads 3/100. The sharpest non-environmental signals are structural risk (40/100), institutional ownership (21/100), mortgage stress (9/100). By contrast, institutional ownership (21/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (81/100), flood (NFIP) exposure (70/100).

The neutral-phase market in 55976 posted values that rose 3.0% over the year, and 13% higher over three years (phase confidence 21/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 8,542 with a median age of 38. The poverty rate is 4.3% — low. The typical home is worth about $280,200 (3.5× income, relatively affordable). Owners hold 81% of homes, renters 19%. Vacancy runs 4.7%. The ZIP holds roughly 3,485 housing units. Educational attainment sits at 31% bachelor's-or-above. At $79,044, median income runs near typical U.S. levels. Around 31% of renters are cost-burdened. The demographic-stress sub-score lands at 26/100.

Broadly, 55976 is a steadier market — the deals are the exceptions, not the rule. While 55976 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 55976's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 55976, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 18/100 for 55976 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 55976 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.