ZIP 55976 Property Distress & Foreclosure Data

ZIP code 55976 in Olmsted County, Minnesota carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 65 and live distress 3 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (100/100), structural risk (65/100), institutional ownership (22/100). institutional ownership (22/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (81/100), flood (NFIP) exposure (71/100).

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 13% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

8,542 residents call 55976 home, typically aged 38. 4.3% of residents fall below the poverty threshold. Home values center near $280,200, an affordability ratio of 3.5× — accessible. Owners hold 81% of homes, renters 19%. Vacancy runs 4.7%. There are about 3,485 housing units across 55976. Educational attainment sits at 31% bachelor's-or-above. Median household income is $79,044, near the U.S. median near $78,000. Rent burden reaches 31% of tenant households. DLRadar's demographic-stress index for the area reads 26/100.

Overall, 55976 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.