ZIP 55904 Foreclosure, Tax-Lien & Distress Report

ZIP 55904's composite property-distress score is 18/100 - DLRadar classes that as low for Olmsted County, Minnesota. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (69/100). On the structural side it scores 39/100, with 2/100 of stress already active. Property-level stress concentrates in structural risk (39/100), institutional ownership (16/100), mortgage stress (7/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low.

The market reads neutral — home values rose 3.0% year on year, and 11% higher over three years (phase confidence 21/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $76,434, near the U.S. median near $78,000. Population is roughly 29,682 with a median age of 35. The poverty rate is 10.5%. On demographic stress specifically, 55904 scores 27/100. Around 35% of renters are cost-burdened. The tenure split is 66% owner-occupied to 34% rented. Around 37% of adults hold a bachelor's degree or higher. The ZIP holds roughly 13,432 housing units. Home values center near $253,600, an affordability ratio of 3.1× — accessible. Vacancy runs 5.9%.

Overall, 55904 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 55904 read uses the identical scoring model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 55904 stays directly comparable to neighboring ZIPs and the rest of Olmsted County, Minnesota. 55904 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

55904's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 55904 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.