ZIP 55904 Property Distress & Foreclosure Data

In Olmsted County, Minnesota, ZIP 55904 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (71/100). On the structural side it scores 65/100, with 2/100 of stress already active. Its standout signals are construction/permit lag (100/100), structural risk (65/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, 1.0% off the recent peak, and 11% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $76,434, near the U.S. median near $78,000. 29,682 residents call 55904 home, typically aged 35. 10.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100. Around 35% of renters are cost-burdened. Owners hold 66% of homes, renters 34%. Educational attainment sits at 37% bachelor's-or-above. The ZIP holds roughly 13,432 housing units. Home values center near $253,600, an affordability ratio of 3.1× — accessible. The vacancy rate is 5.9%.

Overall, 55904 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.