ZIP 55920 Property Distress & Foreclosure Data

Olmsted County, Minnesota's ZIP 55920 registers 28/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (65/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (71/100). The latent-versus-live split is 65/100 structural and 2/100 already moving.

The market reads peak — home values rose 3.9% year on year, 1.0% off the recent peak, and 11% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

About 48% have a four-year degree. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. A median home runs $372,600 here, or 2.8 times local income. The vacancy rate is 2.1%. Households earn a median $126,102 — above the roughly $78,000 national figure. About 8,747 people live here, median age 39. Around 53% of renters are cost-burdened. On demographic stress specifically, 55920 scores 25/100. The ZIP holds roughly 3,354 housing units. The tenure split is 84% owner-occupied to 16% rented.

Net-net, 55920 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.