ZIP 55903 Foreclosure, Tax-Lien & Distress Report
Olmsted County, Minnesota · Distress market
In Olmsted County, Minnesota, ZIP 55903 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (70/100)). Property-level stress concentrates in structural risk (40/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100). Structural risk reads 40/100 against active distress of 0/100.
The neutral-phase market in 55903 posted values that rose 3.0% over the year (phase confidence 21/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Overall 55903 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 55903 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 55903 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 55903 shows blanks, not estimates, wherever the record is sparse.
The 18/100 figure for 55903 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 55903 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 55903
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
55903 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 55903, the same set carried on every parcel.
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Built from public records, scored the same way everywhere · methodology