Olmsted County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Olmsted County, MN distress report, 2026: 21 ZIPs scored in Olmsted, MN, Olmsted, MN average 16/100; the top Olmsted, MN ZIP is 55991 at 20/100; Olmsted, MN market phase neutral, Olmsted, MN prices +3.0% year over year.
- Olmsted, MN ranks #3,209 nationally (opportunity index); Olmsted, MN #84 in Minnesota; Olmsted, MN index 19.2.
- Olmsted, MN ninety-day mortgage delinquency 0.2% in December 2025; Olmsted, MN twelve-month change -0.3%.
- Olmsted, MN ZIP phases: 20 neutral, 1 peak.
- Olmsted, MN residential listings tracked: 12 across 12 ZIPs; Olmsted, MN candidate listings 5.
- Olmsted, MN HUD assisted properties: 24 with 1,497 units.
- Olmsted, MN lenders on watch: 8; largest Olmsted, MN footprint Think Mutual Bank (6 branches).
- Olmsted, MN most distressed ZIP: 55991 at 20/100.
Olmsted, MN figures: DLRadar distress index; Olmsted, MN inputs: CFPB, FHFA, HUD, FDIC; Olmsted, MN rebuilt as sources refresh.
| Rank | Olmsted, MN ZIP | Score |
|---|---|---|
| 1 | 55991 | 20/100 |
| 2 | 55956 | 19/100 |
| 3 | 55901 | 18/100 |
| 4 | 55902 | 18/100 |
| 5 | 55903 | 18/100 |
| 6 | 55904 | 18/100 |
| 7 | 55905 | 18/100 |
| 8 | 55906 | 18/100 |
| 9 | 55920 | 18/100 |
| 10 | 55923 | 18/100 |
| 11 | 55929 | 18/100 |
| 12 | 55932 | 18/100 |
Most distressed Olmsted, MN ZIPs (0-100, 2026)
Mortgage delinquency in Olmsted, MN
0.2% of Olmsted, MN mortgages were ninety-plus days late (Olmsted, MN, December 2025); Olmsted, MN thirty-to-eighty-nine days late: 0.8%; Olmsted, MN twelve-month change -0.3%; Olmsted, MN peak since 2008: 2.6% (November 2009); Minnesota overall 0.6%. Olmsted, MN ninety-day series: Dec 24 0.5, Jan 25 0.7, Feb 25 0.5 (Olmsted, MN), Mar 25 0.3, Apr 25 0.2, May 25 0.2 (Olmsted, MN), Jun 25 0.3, Jul 25 0.2, Aug 25 0.3 (Olmsted, MN), Sep 25 0.5, Oct 25 0.5, Nov 25 0.4 (Olmsted, MN), Dec 25 0.2.
Opportunity index: Olmsted, MN
Olmsted, MN index 19.2, Olmsted, MN phase weak; Olmsted, MN primary driver bank institutional, Olmsted, MN second driver vacancy. Olmsted, MN components: property stress 7.4, foreclosure pressure 6.0, listing discounts 17.6, bank stress 61.6, insurance 0.0; Olmsted, MN pulse 21.2; Olmsted, MN capital opportunity 16.2.
ZIP market phases inside Olmsted, MN
21 Olmsted, MN ZIPs carry a price-cycle phase; Olmsted, MN ZIPs by phase (Olmsted, MN), deepest drawdown first: neutral, +3.0% YoY (Olmsted, MN): 55901, 55902, 55903, 55904, Olmsted, MN 55905, 55906, 55920, 55923, Olmsted, MN 55929, 55932, 55934, 55940, Olmsted, MN 55944, 55955, 55960; neutral, +2.9% YoY (Olmsted, MN): 55956.
Residential listings by Olmsted, MN ZIP
Olmsted, MN ZIPs with the most tracked Olmsted, MN residential listings: 55901 4 listings, 2 candidates, bank pressure 67; 55904 4 listings, 1 candidates, bank pressure 67; 55920 2 listings, 1 candidates, bank pressure 67; 55934 1 listings, 0 candidates, bank pressure 67 (Olmsted, MN); 55960 1 listings, 1 candidates, bank pressure 66; 55902 0 listings, 0 candidates, bank pressure 67; 55903 0 listings, 0 candidates, bank pressure 67; 55905 0 listings, 0 candidates, bank pressure 67. Olmsted, MN totals: 12 listings; Olmsted, MN candidates 5; active ZIPs 5.
HUD assisted housing in Olmsted, MN
24 assisted properties with 1,497 units sit in Olmsted, MN; largest Olmsted, MN properties: Fontaine Towers (Rochester) 151 units, 151 assisted; Essex Park (Rochester) 144 units; Eastgate Apartments (Rochester) 135 units in Olmsted, MN; Central Towers (Rochester) (Rochester) 105 units, 105 assisted; The Square On 31st (Pka) Rochester Square (Rochester) 104 units, 95 assisted; The Brittany's (Rochester) 98 units.
Lenders with branches in Olmsted, MN
Olmsted, MN lenders by branch count: Think Mutual Bank (Olmsted, MN): stress 59, 6 branches low in Olmsted, MN; Premier Bank Minnesota (Olmsted, MN): stress 53, 4 branches low in Olmsted, MN; Minnwest Bank (Olmsted, MN): stress 62, 3 branches low in Olmsted, MN; Sterling State Bank (Olmsted, MN): stress 82, 2 branches low in Olmsted, MN; F&M Community Bank Na (Olmsted, MN): stress 76, 2 branches low in Olmsted, MN; Foresight Bank (Olmsted, MN): stress 69, 2 branches low in Olmsted, MN; Eagle Rock Bank (Olmsted, MN): stress 62, 2 branches low in Olmsted, MN; Merchants Bank National Assn (Olmsted, MN): stress 59, 2 branches low in Olmsted, MN.
Vacancy and permits, Olmsted, MN
4,233 of 71,151 Olmsted, MN housing units are vacant; Olmsted, MN permits, twelve months: 1,211 multifamily units in Olmsted, MN, 384 one-to-four unit units.
Work Olmsted, MN at the parcel level
Every Olmsted, MN parcel carries owner and address; every Olmsted, MN parcel carries APN; Olmsted, MN distress scores sit on the Olmsted, MN live board.
Olmsted, MN figures refresh with each source.
Olmsted, MN questions
Most distressed ZIP code in Olmsted County, MN?
ZIP 55991 leads Olmsted, MN at 20/100; next in Olmsted, MN: 55956 at 19/100; the Olmsted, MN average is 16/100.
Where does Olmsted County, MN rank for investment opportunity?
Olmsted, MN is #3,209 among all ranked counties, #84 in Minnesota; the Olmsted, MN driver is bank institutional; Olmsted, MN moved down 23 places.
How many mortgages are delinquent in Olmsted County, MN?
0.2% of Olmsted, MN mortgages were ninety-plus days late in December 2025; the Olmsted, MN peak since 2008 was 2.6%.
Which banks lend in Olmsted County, MN?
8 watched lenders hold Olmsted, MN branches; the largest Olmsted, MN footprints are Think Mutual Bank (6), Premier Bank Minnesota (4), Minnwest Bank (3).
More on Olmsted, MN
Olmsted County, MN distress report: public-record figures for Olmsted, MN; not legal advice for Olmsted, MN; not tax or investment advice; verify every Olmsted, MN record before acting.