Olmsted County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Olmsted County, Minnesota? DLRadar grades every Olmsted County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Olmsted County breakdown.
- Olmsted County's most distressed ZIP is 55991 at 21/100.
- 21 ZIP codes tracked in Olmsted County, averaging 16/100 distress.
- Olmsted County reads neutral — home values up 3.0% year over year.
- Vacancy runs 5.6% across Olmsted County's tracked ZIPs, with a 6.3% poverty rate.
- The typical Olmsted County home is worth about $334,732 against a ~$95,249 median income.
- Lending headwind in Olmsted County sits at 63/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 55991 | 21/100 |
| 2 | 55956 | 20/100 |
| 3 | 55901 | 18/100 |
| 4 | 55902 | 18/100 |
| 5 | 55903 | 18/100 |
| 6 | 55904 | 18/100 |
| 7 | 55905 | 18/100 |
| 8 | 55906 | 18/100 |
| 9 | 55920 | 18/100 |
| 10 | 55923 | 18/100 |
| 11 | 55929 | 18/100 |
| 12 | 55932 | 18/100 |
Most distressed ZIP codes in Olmsted County (composite distress 0-100, 2026)
What is driving Olmsted County distress
The Olmsted County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 16/100 ZIP average. No proprietary or modelled inputs enter the score.
Olmsted County market phase and pricing
Phase for Olmsted County: neutral (+3.0% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Olmsted County
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Frequently asked
Which ZIP code leads Olmsted County on distress?
ZIP 55991 leads Olmsted County at 21/100, recomputed monthly from public records.
How would you describe the Olmsted County market phase?
Olmsted County reads neutral, with home prices up 3.0% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Olmsted County data sourced?
The inputs are all public: FHFA for the neutral path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 21 ZIP codes in Olmsted County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Olmsted County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Olmsted County ZIPs DLRadar ranks, scores run from 21/100 in 55991 down to 18/100 in 55932, against a Olmsted County average of 16/100. With 3 points between best and worst, county-level targeting in Olmsted County wastes effort.
What do Olmsted County home values and vacancy say about distressed supply?
The typical Olmsted County home carries about $334,732 of value against a median household income near $95,249. Vacancy across Olmsted County's tracked ZIPs runs 5.6% and the poverty rate is 6.3%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Olmsted County's foreclosure and tax-lien filings and its 63/100 lending headwind.
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Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.