ZIP 55902 Foreclosure, Tax-Lien & Distress Report
Olmsted County, Minnesota · Distress market
ZIP 55902's composite property-distress score is 18/100 - DLRadar classes that as low for Olmsted County, Minnesota. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (70/100). The latent-versus-live split is 40/100 structural and 2/100 already moving. Leading the profile are structural risk (40/100), institutional ownership (16/100), mortgage stress (7/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted.
The market reads neutral — home values rose 3.0% year on year, and 11% higher over three years (phase confidence 21/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Around 41% of renters are cost-burdened. The poverty rate is 4.8% — low. Median household income is $111,879, above the U.S. median near $78,000. Around 66% of adults hold a bachelor's degree or higher. The ZIP holds roughly 12,197 housing units. The demographic-stress sub-score lands at 26/100. 73% of housing is owner-occupied. About 25,988 people live here, median age 41. The vacancy rate is 5.2%. Home values center near $454,800, an affordability ratio of 3.8× — accessible.
On balance, 55902 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 55902's 18/100 can be lined up against any neighbor in Olmsted County, Minnesota or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 55902, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
55902's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 55902 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 55902 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
55902 at a glance
The live 55902 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Olmsted County ZIP reports
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Additional distress intelligence spanning Olmsted County, Minnesota by ZIP, county and state.
Open the complete 55902 acquisition file
The full 55902 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology