ZIP 55901 Foreclosure, Tax-Lien & Distress Report

ZIP code 55901 in Olmsted County, Minnesota carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (70/100). The most distinctive pressure shows up in structural risk (40/100), institutional ownership (16/100), mortgage stress (7/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Structurally it carries 40/100, against 2/100 of stress already in motion.

The neutral-phase market in 55901 posted values that rose 3.0% over the year, and 10% higher over three years (phase confidence 21/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

64% of housing is owner-occupied. Median household income is $90,430, above the U.S. median near $78,000. The vacancy rate is 5.6%. On demographic stress specifically, 55901 scores 26/100. Home values center near $317,000, an affordability ratio of 3.2× — accessible. Rent burden reaches 34% of tenant households. 58,260 residents call 55901 home, typically aged 35. There are about 25,010 housing units across 55901. Roughly 9.4% live below the poverty line. Educational attainment sits at 50% bachelor's-or-above.

On balance, 55901 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 55901 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 55901 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Olmsted County, Minnesota and the nation. Sparse data for 55901 shows as blanks, never estimates, and the score updates on every fresh public filing.

55901's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 55901 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.