ZIP 55901 Property Distress & Foreclosure Data

Composite property distress in 55901 (Olmsted County, Minnesota) lands at 28/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (71/100). The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (65/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Structural risk reads 65/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, 1.0% off the recent peak, and 10% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 64% of homes, renters 36%. Median household income is $90,430, above the U.S. median near $78,000. Vacancy runs 5.6%. DLRadar's demographic-stress index for the area reads 26/100. Home values center near $317,000, an affordability ratio of 3.2× — accessible. Rent burden reaches 34% of tenant households. 58,260 residents call 55901 home, typically aged 35. There are about 25,010 housing units across 55901. 9.4% of residents fall below the poverty threshold. Educational attainment sits at 50% bachelor's-or-above.

Overall, 55901 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.