ZIP 55956 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 55956 (Wabasha County, Minnesota) returns a low composite of 20/100. The latent-versus-live split is 44/100 structural and 6/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (65/100). Its standout signals are structural risk (44/100), institutional ownership (42/100), construction/permit lag (21/100). By contrast, construction/permit lag (21/100) and mortgage stress (19/100) register low.

Prices here sit in a neutral phase: values rose 2.9% over the trailing year, and 22% higher over three years, at 18/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

2,046 residents call 55956 home, typically aged 45. Around 33% of renters are cost-burdened. Vacancy runs 7.3%. There are about 961 housing units across 55956. 82% of housing is owner-occupied. Households earn a median $94,762 — above the roughly $78,000 national figure. Home values center near $341,600, an affordability ratio of 3.3× — accessible. The poverty rate is 7.3% — low. On demographic stress specifically, 55956 scores 26/100. About 27% have a four-year degree.

On balance, 55956 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 55956's 20/100 can be lined up against any neighbor in Wabasha County, Minnesota or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 55956 shows blanks, not estimates, wherever the record is sparse.

55956's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 55956 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.