ZIP 55018 Foreclosure, Tax-Lien & Distress Report

ZIP code 55018 in Goodhue County, Minnesota carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic distress index. Property-level stress concentrates in structural risk (53/100), institutional ownership (47/100), construction/permit lag (41/100). On the quiet end sit mortgage stress (19/100). The latent-versus-live split is 53/100 structural and 6/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (67/100), FEMA disaster exposure (60/100)).

The peak-phase market in 55018 posted values that rose 2.7% over the year, and 48% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 28% have a four-year degree. The ZIP holds roughly 430 housing units. Rent burden reaches 21% of tenant households. 931 residents call 55018 home, typically aged 50. Vacancy runs 4.8%. A median home runs $352,100 here, or 3.5 times local income. At $91,071, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 24/100. 2.7% of residents fall below the poverty threshold. The tenure split is 87% owner-occupied to 13% rented.

Broadly, 55018 is a steadier market — the deals are the exceptions, not the rule. 55018 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 55018 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 55018 reflects the current record instead of a stale or modeled snapshot.

The 24/100 figure for 55018 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 55018 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.