ZIP 55018 Property Distress & Foreclosure Data

DLRadar grades ZIP 55018 (Goodhue County, Minnesota) at a low 25/100 for overall property distress. Property-level stress concentrates in structural risk (57/100), institutional ownership (50/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (19/100). The latent-versus-live split is 57/100 structural and 6/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (70/100), FEMA disaster exposure (64/100)).

The peak-phase market in 55018 posted values that rose 3.3% over the year, and 48% higher over three years (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 28% of adults hold a bachelor's degree or higher. The ZIP holds roughly 430 housing units. Around 21% of renters are cost-burdened. Population is roughly 931 with a median age of 50. The vacancy rate is 4.8%. The typical home is worth about $352,100 (3.5× income, relatively affordable). At $91,071, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 24/100. The poverty rate is 2.7% — low. 87% of housing is owner-occupied.

On balance 55018 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.