ZIP 55031 Property Distress & Foreclosure Data

DLRadar grades ZIP 55031 (Dakota County, Minnesota) at a low 26/100 for overall property distress. Structural risk reads 59/100 against active distress of 2/100. Property-level stress concentrates in construction/permit lag (60/100), structural risk (59/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (86/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 5% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,682 residents call 55031 home, typically aged 44. Home values center near $409,800, an affordability ratio of 3.5× — accessible. Owners hold 94% of homes, renters 6%. 4.2% of residents fall below the poverty threshold. There are about 784 housing units across 55031. Vacancy runs 9.1%. Rent burden reaches 24% of tenant households. Educational attainment sits at 20% bachelor's-or-above. Median household income is $113,654, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 25/100.

Overall, 55031 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.