ZIP 55031 Foreclosure, Tax-Lien & Distress Report

ZIP 55031's composite property-distress score is 22/100 - DLRadar classes that as low for Dakota County, Minnesota. Structural exposure scores 50 and live distress 2 on the 0–100 scale. What sets it apart are the readings on structural risk (50/100), construction/permit lag (25/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (85/100).

The market reads peak — home values rose 2.4% year on year, and 5% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

About 1,682 people live here, median age 44. The typical home is worth about $409,800 (3.5× income, relatively affordable). The tenure split is 94% owner-occupied to 6% rented. Roughly 4.2% live below the poverty line, a low share typical of higher-equity areas. There are about 784 housing units across 55031. The vacancy rate is 9.1%. Around 24% of renters are cost-burdened. About 20% have a four-year degree. At $113,654, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 25/100.

On balance, 55031 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 55031 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 55031 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 55031 stays directly comparable to neighboring ZIPs and the rest of Dakota County, Minnesota. The score is rebuilt from public data as it updates, so 55031 reflects the current record instead of a stale or modeled snapshot.

Each component behind 55031 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. The point of the 55031 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.