ZIP 55085 Property Distress & Foreclosure Data

In Dakota County, Minnesota, ZIP 55085 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (60/100), structural risk (59/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. On the structural side it scores 59/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (86/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 13% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 29/100. The vacancy rate is 0.0%. 409 residents call 55085 home, typically aged 50. Around 52% of renters are cost-burdened. Median household income is $93,333, above the U.S. median near $78,000. The ZIP holds roughly 142 housing units. 5.6% of residents fall below the poverty threshold. Home values center near $311,800, an affordability ratio of 3.1× — accessible. Educational attainment sits at 15% bachelor's-or-above. Owners hold 87% of homes, renters 13%.

Overall, 55085 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.