ZIP 55075 Property Distress & Foreclosure Data

ZIP code 55075 in Dakota County, Minnesota carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 59/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (86/100)). What sets it apart are the readings on construction/permit lag (60/100), structural risk (59/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100).

The peak-phase market in 55075 posted values that rose 2.9% over the year, and 7% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 1.7%. The demographic-stress sub-score lands at 27/100. 72% of housing is owner-occupied. The poverty rate is 9.1%. Population is roughly 20,651 with a median age of 37. Rent burden reaches 36% of tenant households. The typical home is worth about $281,700 (3.2× income, relatively affordable). Around 31% of adults hold a bachelor's degree or higher. There are about 8,681 housing units across 55075. At $84,573, median income runs near typical U.S. levels.

On balance 55075 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.