ZIP 55107 Property Distress & Foreclosure Data

In Ramsey County, Minnesota, ZIP 55107 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 58 and live distress 1 on the 0–100 scale. Its standout signals are construction/permit lag (100/100), structural risk (58/100), institutional ownership (7/100). By contrast, institutional ownership (7/100) and mortgage stress (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (95/100).

The market reads peak — home values rose 2.9% year on year, and 6% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 6,195 housing units across 55107. The tenure split is 61% owner-occupied to 39% rented. On demographic stress specifically, 55107 scores 32/100. About 31% have a four-year degree. A median home runs $269,600 here, or 3.3 times local income. Rent burden reaches 44% of tenant households. Vacancy runs 3.8%. Households earn a median $78,125 — near the roughly $78,000 national figure. About 15,533 people live here, median age 36. Roughly 16.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 55107 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.