ZIP 55107 Foreclosure, Tax-Lien & Distress Report
Ramsey County, Minnesota · Distress market
ZIP 55107's composite property-distress score is 16/100 - DLRadar classes that as low for Ramsey County, Minnesota. The latent-versus-live split is 33/100 structural and 1/100 already moving. The most distinctive pressure shows up in structural risk (33/100), institutional ownership (6/100), mortgage stress (4/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100). Environmental exposure also runs high (climate & FEMA risk (95/100)).
The peak-phase market in 55107 posted values that rose 2.4% over the year, and 6% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 6,195 housing units. Owners hold 61% of homes, renters 39%. On demographic stress specifically, 55107 scores 32/100. About 31% have a four-year degree. A median home runs $269,600 here, or 3.3 times local income. Around 44% of renters are cost-burdened. The vacancy rate is 3.8%. Median household income is $78,125, near the U.S. median near $78,000. Population is roughly 15,533 with a median age of 36. Roughly 16.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory.
On balance, 55107 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 55107 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 55107 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 55107 reflects the current record instead of a stale or modeled snapshot.
55107's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 55107 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 55107
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 55107 Stress Report snapshot
The live 55107 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Ramsey County ZIP codes
Explore related distress reports
Further distress data across Ramsey County, Minnesota at ZIP, county and state level.
Get the full acquisition report for 55107
The full 55107 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology