ZIP 55130 Property Distress & Foreclosure Data

DLRadar grades ZIP 55130 (Ramsey County, Minnesota) at a low 26/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (95/100). Property-level stress concentrates in construction/permit lag (100/100), structural risk (58/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (4/100) stay muted. Structural risk reads 58/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 14% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $236,000, an affordability ratio of 4.1×. DLRadar's demographic-stress index for the area reads 41/100. 18,634 residents call 55130 home, typically aged 29. There are about 6,229 housing units across 55130. Rent burden reaches 48% of tenant households. 28.9% of residents fall below the poverty threshold. Owners hold 44% of homes, renters 56%. Educational attainment sits at 21% bachelor's-or-above. Vacancy runs 7.3%. Median household income is $53,281, below the U.S. median near $78,000.

Taken together, 55130 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.