ZIP 55109 Foreclosure, Tax-Lien & Distress Report
Ramsey County, Minnesota · Distress market
DLRadar grades ZIP 55109 (Ramsey County, Minnesota) at a low 16/100 for overall property distress. Structural risk reads 33/100 against active distress of 1/100. The pressure is most legible in structural risk (33/100), institutional ownership (6/100), mortgage stress (4/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100). Climate and flood risk are elevated too — climate & FEMA risk (95/100).
Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 8% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Vacancy runs 4.6%. The ZIP holds roughly 13,454 housing units. Population is roughly 34,266 with a median age of 37. On demographic stress specifically, 55109 scores 31/100. The typical home is worth about $315,600 (3.6× income, relatively affordable). At $81,759, median income runs near typical U.S. levels. The tenure split is 65% owner-occupied to 35% rented. 10.4% of residents fall below the poverty threshold. Around 43% of renters are cost-burdened. About 31% have a four-year degree.
On balance, 55109 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 55109 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 55109's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 55109, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 55109 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. Practically, 55109 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 55109’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 55109 distress snapshot
Current distress, phase, housing and lender-pressure figures for 55109, drawn from the same report attached to each property.
Other Ramsey County ZIP codes
Explore related distress reports
Other reports tied to Ramsey County, Minnesota — ZIP, county and statewide.
The complete 55109 distress and acquisition report
Open 55109 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology