ZIP 55109 Property Distress & Foreclosure Data

Composite property distress in 55109 (Ramsey County, Minnesota) lands at 26/100 — low on DLRadar's public-record scoring. Structural risk reads 58/100 against active distress of 1/100. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (58/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (4/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (95/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 8% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 4.6%. There are about 13,454 housing units across 55109. 34,266 residents call 55109 home, typically aged 37. DLRadar's demographic-stress index for the area reads 31/100. Home values center near $315,600, an affordability ratio of 3.6× — accessible. Median household income is $81,759, near the U.S. median near $78,000. Owners hold 65% of homes, renters 35%. 10.4% of residents fall below the poverty threshold. Rent burden reaches 43% of tenant households. Educational attainment sits at 31% bachelor's-or-above.

Overall, 55109 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.