ZIP 55128 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 55128 (Washington County, Minnesota) at a low 24/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (87/100)). The latent-versus-live split is 53/100 structural and 2/100 already moving. Its heaviest discrete signals: construction/permit lag (63/100), structural risk (53/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (6/100) register low.

The peak-phase market in 55128 posted values that rose 2.4% over the year, and 9% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $89,642 — above the roughly $78,000 national figure. Roughly 6.2% live below the poverty line, a low share typical of higher-equity areas. About 33% have a four-year degree. The demographic-stress sub-score lands at 28/100. The ZIP holds roughly 12,314 housing units. The vacancy rate is 2.0%. The typical home is worth about $312,800 (3.4× income, relatively affordable). Owners hold 78% of homes, renters 22%. Around 46% of renters are cost-burdened. Population is roughly 28,945 with a median age of 41.

Broadly, 55128 is a steadier market — the deals are the exceptions, not the rule. While 55128 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 55128 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55128 can be compared directly against any other ZIP in Washington County, Minnesota or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 55128 shows blanks, not estimates, wherever the record is sparse.

The 24/100 figure for 55128 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 55128 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.