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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 55042 Foreclosure, Tax-Lien & Distress Report

Washington County, Minnesota · Distress market

Washington County, Minnesota's ZIP 55042 registers 24/100 composite distress, which DLRadar reads as low. Latent structural risk is 53/100 while live distress already moving reads 2/100. Environmental exposure also runs high (climate & FEMA risk (87/100)). Its heaviest discrete signals: construction/permit lag (63/100), structural risk (53/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (6/100) register low.

The peak-phase market in 55042 posted values that rose 2.4% over the year, and 9% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 3.5%. At $154,779, median income runs above typical U.S. levels. Home values center near $602,100, an affordability ratio of 3.8× — accessible. There are about 5,104 housing units across 55042. 93% of housing is owner-occupied. Rent burden reaches 70% of tenant households. Population is roughly 13,156 with a median age of 41. On demographic stress specifically, 55042 scores 29/100. The poverty rate is 4.1% — low. Educational attainment sits at 62% bachelor's-or-above.

On balance, 55042 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 55042 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 55042 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Washington County, Minnesota and the nation. Nothing here is interpolated — where a source is thin for 55042, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

55042's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 55042 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

24/100
Composite stress
53/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 55042

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk87
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

55042 at a glance

The live 55042 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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