ZIP 55038 Foreclosure, Tax-Lien & Distress Report

ZIP code 55038 in Washington County, Minnesota carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are construction/permit lag (65/100), structural risk (51/100), institutional ownership (10/100). institutional ownership (10/100) and mortgage stress (4/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (88/100). The latent-versus-live split is 51/100 structural and 1/100 already moving.

The market reads peak — home values rose 2.4% year on year, and 7% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $127,194, median income runs above typical U.S. levels. 24,246 residents call 55038 home, typically aged 39. The tenure split is 91% owner-occupied to 9% rented. Rent burden reaches 41% of tenant households. There are about 9,624 housing units across 55038. Educational attainment sits at 49% bachelor's-or-above. 1.5% of residents fall below the poverty threshold. The typical home is worth about $422,800 (3.2× income, relatively affordable). On demographic stress specifically, 55038 scores 23/100. Vacancy runs 2.2%.

Broadly, 55038 is a steadier market — the deals are the exceptions, not the rule. 55038 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 55038 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55038 can be compared directly against any other ZIP in Washington County, Minnesota or nationwide. Where the public record is thin for 55038, the field stays empty rather than modeled, and fills in as new documents post.

The 23/100 for 55038 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 55038 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.