ZIP 55038 Property Distress & Foreclosure Data

Washington County, Minnesota's ZIP 55038 registers 19/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (42/100), construction/permit lag (29/100), institutional ownership (10/100). By contrast, institutional ownership (10/100) and mortgage stress (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (88/100). On the structural side it scores 42/100, with 1/100 of stress already active.

The market reads peak — home values rose 2.9% year on year, and 7% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Households earn a median $127,194 — above the roughly $78,000 national figure. About 24,246 people live here, median age 39. The tenure split is 91% owner-occupied to 9% rented. Around 41% of renters are cost-burdened. The ZIP holds roughly 9,624 housing units. About 49% have a four-year degree. Roughly 1.5% live below the poverty line, a low share typical of higher-equity areas. A median home runs $422,800 here, or 3.2 times local income. On demographic stress specifically, 55038 scores 23/100. The vacancy rate is 2.2%.

Overall 55038 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.