ZIP 55014 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 55014 (Anoka County, Minnesota) returns a low composite of 21/100. Its heaviest discrete signals: construction/permit lag (77/100), structural risk (47/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. The latent-versus-live split is 47/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (90/100).

The market reads peak — home values rose 2.4% year on year, and 10% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

84% of housing is owner-occupied. The ZIP holds roughly 11,180 housing units. 5.6% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 26/100. Households earn a median $98,952 — above the roughly $78,000 national figure. Around 37% of adults hold a bachelor's degree or higher. Around 42% of renters are cost-burdened. About 28,975 people live here, median age 42. The typical home is worth about $337,400 (3.3× income, relatively affordable). The vacancy rate is 2.5%.

On balance, 55014 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 55014 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 55014 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 55014 can be compared directly against any other ZIP in Anoka County, Minnesota or nationwide. Sparse data for 55014 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 55014 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. In workflow terms, 55014 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.