ZIP 55304 Property Distress & Foreclosure Data

ZIP code 55304 in Anoka County, Minnesota carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (81/100), structural risk (48/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. The latent-versus-live split is 48/100 structural and 1/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (90/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 8% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $127,145, above the U.S. median near $78,000. Around 43% of renters are cost-burdened. Home values center near $421,300, an affordability ratio of 3.2× — accessible. The vacancy rate is 1.7%. 3.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 25/100. 49,452 residents call 55304 home, typically aged 41. Owners hold 94% of homes, renters 6%. Educational attainment sits at 37% bachelor's-or-above. The ZIP holds roughly 17,171 housing units.

On balance, 55304 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.