ZIP 55304 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 55304 (Anoka County, Minnesota) lands at 22/100 — low on DLRadar's public-record scoring. Its standout signals are construction/permit lag (77/100), structural risk (47/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Latent structural risk is 47/100 while live distress already moving reads 1/100. It additionally carries heavy environmental risk: climate & FEMA risk (90/100).

Prices here sit in a peak phase: values rose 2.4% over the trailing year, and 8% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $127,145, above the U.S. median near $78,000. Around 43% of renters are cost-burdened. The typical home is worth about $421,300 (3.2× income, relatively affordable). The vacancy rate is 1.7%. 3.6% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 25/100. Population is roughly 49,452 with a median age of 41. 94% of housing is owner-occupied. About 37% have a four-year degree. There are about 17,171 housing units across 55304.

On balance, 55304 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 55304 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 55304's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 55304, the field stays empty rather than modeled, and fills in as new documents post.

55304's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 55304 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.