ZIP 55432 Property Distress & Foreclosure Data

DLRadar grades ZIP 55432 (Anoka County, Minnesota) at a low 22/100 for overall property distress. Property-level stress concentrates in construction/permit lag (81/100), structural risk (48/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). The latent-versus-live split is 48/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (90/100)).

The peak-phase market in 55432 posted values that rose 2.9% over the year, and 9% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 4.5%. The ZIP holds roughly 13,782 housing units. The poverty rate is 12.4%. Around 30% of adults hold a bachelor's degree or higher. At $77,985, median income runs near typical U.S. levels. 65% of housing is owner-occupied. Around 38% of renters are cost-burdened. Population is roughly 32,935 with a median age of 36. The demographic-stress sub-score lands at 31/100. The typical home is worth about $301,800 (3.6× income, relatively affordable).

On balance 55432 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.