ZIP 55005 Property Distress & Foreclosure Data

Composite property distress in 55005 (Anoka County, Minnesota) lands at 22/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (81/100), structural risk (48/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (90/100). On the structural side it scores 48/100, with 1/100 of stress already active.

The market reads peak — home values rose 2.9% year on year, and 9% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

The tenure split is 89% owner-occupied to 11% rented. Around 5% of renters are cost-burdened. The vacancy rate is 4.8%. About 15% have a four-year degree. Roughly 2.1% live below the poverty line, a low share typical of higher-equity areas. About 4,756 people live here, median age 37. The ZIP holds roughly 1,700 housing units. On demographic stress specifically, 55005 scores 21/100. Households earn a median $109,464 — above the roughly $78,000 national figure. A median home runs $340,600 here, or 3.0 times local income.

Overall 55005 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.