ZIP 55040 Property Distress & Foreclosure Data

DLRadar grades ZIP 55040 (Isanti County, Minnesota) at a minimal 7/100 for overall property distress. Property-level stress concentrates in structural risk (15/100), construction/permit lag (12/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. Structural exposure scores 15 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 10% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 6.7%. DLRadar's demographic-stress index for the area reads 26/100. 14,451 residents call 55040 home, typically aged 38. Median household income is $88,576, above the U.S. median near $78,000. Owners hold 87% of homes, renters 13%. 7.3% of residents fall below the poverty threshold. There are about 5,732 housing units across 55040. Rent burden reaches 29% of tenant households. Home values center near $314,000, an affordability ratio of 3.3× — accessible. Educational attainment sits at 18% bachelor's-or-above.

On balance, 55040 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.