ZIP 55079 Foreclosure, Tax-Lien & Distress Report

In Chisago County, Minnesota, ZIP 55079 scores 16 of 100 for composite distress, a low level on DLRadar's distress index. Its heaviest discrete signals: construction/permit lag (66/100), structural risk (35/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. Structural exposure scores 35 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 2.4% year on year, and 10% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 3,263 housing units. At $111,484, median income runs above typical U.S. levels. A median home runs $352,200 here, or 3.0 times local income. Vacancy runs 3.5%. 93% of housing is owner-occupied. Educational attainment sits at 17% bachelor's-or-above. Rent burden reaches 39% of tenant households. The poverty rate is 4.5% — low. 8,840 residents call 55079 home, typically aged 42. The demographic-stress sub-score lands at 26/100.

On balance, 55079 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 55079 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 55079 runs through one identical scoring model, so its 16/100 sits on the same scale as every other ZIP in Chisago County, Minnesota and the nation. The score is rebuilt from public data as it updates, so 55079 reflects the current record instead of a stale or modeled snapshot.

Behind 55079's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 55079 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.