ZIP 55079 Property Distress & Foreclosure Data

Chisago County, Minnesota's ZIP 55079 registers 17/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (76/100), structural risk (37/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. Structural risk reads 37/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 10% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 3,263 housing units across 55079. Median household income is $111,484, above the U.S. median near $78,000. Home values center near $352,200, an affordability ratio of 3.0× — accessible. Vacancy runs 3.5%. Owners hold 93% of homes, renters 7%. Educational attainment sits at 17% bachelor's-or-above. Rent burden reaches 39% of tenant households. 4.5% of residents fall below the poverty threshold. 8,840 residents call 55079 home, typically aged 42. DLRadar's demographic-stress index for the area reads 26/100.

On balance, 55079 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.