ZIP 55013 Property Distress & Foreclosure Data

DLRadar grades ZIP 55013 (Chisago County, Minnesota) at a low 17/100 for overall property distress. Property-level stress concentrates in construction/permit lag (86/100), structural risk (39/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. Structural risk reads 39/100 against active distress of 1/100.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 8% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

7,030 residents call 55013 home, typically aged 45. Rent burden reaches 66% of tenant households. Home values center near $397,400, an affordability ratio of 3.7× — accessible. Educational attainment sits at 29% bachelor's-or-above. Owners hold 77% of homes, renters 23%. Vacancy runs 8.6%. DLRadar's demographic-stress index for the area reads 33/100. 5.2% of residents fall below the poverty threshold. There are about 3,002 housing units across 55013. Median household income is $99,898, above the U.S. median near $78,000.

On balance, 55013 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.