ZIP 55013 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 55013 (Chisago County, Minnesota) returns a low composite of 18/100. Property-level stress concentrates in construction/permit lag (94/100), structural risk (40/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. Structural exposure scores 40 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 2.4% year on year, and 8% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 7,030 people live here, median age 45. Rent burden reaches 66% of tenant households. A median home runs $397,400 here, or 3.7 times local income. Around 29% of adults hold a bachelor's degree or higher. 77% of housing is owner-occupied. Vacancy runs 8.6%. DLRadar's demographic-stress index for the area reads 33/100. The poverty rate is 5.2% — low. There are about 3,002 housing units across 55013. At $99,898, median income runs above typical U.S. levels.

Broadly, 55013 is a steadier market — the deals are the exceptions, not the rule. While 55013 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 55013 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 55013, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 55013 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. In workflow terms, 55013 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.