Chisago County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Chisago County, Minnesota? DLRadar grades every Chisago County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Chisago County breakdown.
- Chisago County's most distressed ZIP is 55073 at 23/100.
- 15 ZIP codes tracked in Chisago County, averaging 16/100 distress.
- Chisago County reads peak — home values up 2.4% year over year.
- Vacancy runs 7.6% across Chisago County's tracked ZIPs, with a 6.4% poverty rate.
- The typical Chisago County home is worth about $349,180 against a ~$96,092 median income.
- Lending headwind in Chisago County sits at 64/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 55073 | 23/100 |
| 2 | 55025 | 22/100 |
| 3 | 55092 | 20/100 |
| 4 | 55012 | 17/100 |
| 5 | 55013 | 17/100 |
| 6 | 55032 | 17/100 |
| 7 | 55045 | 17/100 |
| 8 | 55069 | 17/100 |
| 9 | 55074 | 17/100 |
| 10 | 55084 | 17/100 |
| 11 | 55079 | 16/100 |
| 12 | 55056 | 14/100 |
Most distressed ZIP codes in Chisago County (composite distress 0-100, 2026)
What is driving Chisago County distress
The Chisago County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 16/100 ZIP average. No proprietary or modelled inputs enter the score.
Chisago County market phase and pricing
Chisago County reads peak — home prices rose 2.4% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Chisago County
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Questions and answers
Which Chisago County ZIP scores worst for distress?
ZIP 55073 leads Chisago County at 23/100, recomputed monthly from public records.
Where is Chisago County in the housing cycle?
Chisago County reads peak, with home prices up 2.4% year over year. Phase comes from FHFA House Price Index trajectory.
Which datasets feed the Chisago County scores?
Each Chisago County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 15 local ZIPs and every other county in the country.
How much do distress scores vary between Chisago County ZIP codes?
A single county score papers over real variation. Across the Chisago County ZIPs DLRadar ranks, scores run from 23/100 in 55073 down to 14/100 in 55056, against a Chisago County average of 16/100. The 9-point range is the argument for ZIP-level search across Chisago County.
What do Chisago County home values and vacancy say about distressed supply?
The typical Chisago County home carries about $349,180 of value against a median household income near $96,092. Vacancy across Chisago County's tracked ZIPs runs 7.6% and the poverty rate is 6.4%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Chisago County's foreclosure and lien data and its 64/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.