ZIP 55074 Foreclosure, Tax-Lien & Distress Report

Chisago County, Minnesota's ZIP 55074 registers 17/100 composite distress, which DLRadar reads as low. On the structural side it scores 39/100, with 1/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (86/100), structural risk (39/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The market reads peak — home values rose 2.9% year on year, and 14% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Households earn a median $104,545 — above the roughly $78,000 national figure. About 2,260 people live here, median age 40. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 90% owner-occupied to 10% rented. On demographic stress specifically, 55074 scores 20/100. About 24% have a four-year degree. The ZIP holds roughly 939 housing units. A median home runs $297,500 here, or 2.7 times local income. Around 10% of renters are cost-burdened. The vacancy rate is 3.0%.

Overall 55074 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.