ZIP 54009 Property Distress & Foreclosure Data

In Polk County, Wisconsin, ZIP 54009 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (64/100), flood (NFIP) exposure (64/100). Its standout signals are construction/permit lag (65/100), structural risk (48/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (9/100) register low. Structural risk reads 48/100 against active distress of 3/100.

The market reads expansion — home values rose 6.7% year on year, and 14% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 2,725 people live here, median age 38. A median home runs $249,300 here, or 2.7 times local income. On demographic stress specifically, 54009 scores 27/100. Rent burden reaches 41% of tenant households. The tenure split is 86% owner-occupied to 14% rented. There are about 1,172 housing units across 54009. About 20% have a four-year degree. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 11.0%. Households earn a median $88,811 — above the roughly $78,000 national figure.

Overall 54009 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.