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ZIP 54853 Foreclosure, Tax-Lien & Distress Report

Polk County, Wisconsin · High Vacancy market

DLRadar grades ZIP 54853 (Polk County, Wisconsin) at a low 20/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (64/100), flood (NFIP) exposure (61/100). On the structural side it scores 45/100, with 3/100 of stress already active. Its standout signals are construction/permit lag (57/100), structural risk (45/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (9/100) stay muted.

The peak-phase market in 54853 posted values that rose 4.6% over the year, and 21% higher over three years (phase confidence 40/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $72,750 — near the roughly $78,000 national figure. Vacancy runs 40.0%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 2,458 housing units. About 3,575 people live here, median age 51. Educational attainment sits at 23% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 29/100. The poverty rate is 9.4%. 82% of housing is owner-occupied. Rent burden reaches 31% of tenant households. The typical home is worth about $245,100 (2.9× income, relatively affordable).

Net-net, 54853 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 54853 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 54853's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 54853 shows blanks, not estimates, wherever the record is sparse.

Behind 54853's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 54853 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

20/100
Composite stress
45/100
Structural risk
3/100
Distress activity

What is driving ZIP 54853’s distress

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk64
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

54853 at a glance

A live read on 54853: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Every distressed parcel in 54853 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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