ZIP 54810 Property Distress & Foreclosure Data

In Polk County, Wisconsin, ZIP 54810 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 48 and live distress 3 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (64/100), flood (NFIP) exposure (64/100). Its standout signals are construction/permit lag (65/100), structural risk (48/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (9/100) register low.

The market reads expansion — home values rose 6.7% year on year, and 18% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 87% owner-occupied to 13% rented. Vacancy runs 45.8%, above the national norm and a classic distress-and-opportunity signal. About 2,911 people live here, median age 47. About 22% have a four-year degree. A median home runs $271,600 here, or 3.9 times local income. Rent burden reaches 38% of tenant households. Roughly 8.2% live below the poverty line. There are about 2,182 housing units across 54810. Households earn a median $66,842 — below the roughly $78,000 national figure. On demographic stress specifically, 54810 scores 33/100.

Net-net, 54810 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.