ZIP 54810 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 54810 (Polk County, Wisconsin) at a low 20/100 for overall property distress. Structural exposure scores 46 and live distress 3 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (64/100), flood (NFIP) exposure (63/100). Property-level stress concentrates in construction/permit lag (57/100), structural risk (46/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (9/100).

The peak-phase market in 54810 posted values that rose 4.6% over the year, and 18% higher over three years, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.

87% of housing is owner-occupied. Vacancy runs 45.8%, above the national norm and a classic distress-and-opportunity signal. 2,911 residents call 54810 home, typically aged 47. Educational attainment sits at 22% bachelor's-or-above. Home values center near $271,600, an affordability ratio of 3.9× — accessible. Rent burden reaches 38% of tenant households. The poverty rate is 8.2%. There are about 2,182 housing units across 54810. Households earn a median $66,842 — below the roughly $78,000 national figure. On demographic stress specifically, 54810 scores 33/100.

Net-net, 54810 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 54810 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 54810 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Polk County, Wisconsin and the nation. Nothing here is interpolated — where a source is thin for 54810, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 54810's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 54810 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.