ZIP 54026 Foreclosure, Tax-Lien & Distress Report
Polk County, Wisconsin · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 54026 in Polk County, Wisconsin comes in at 18, a low composite-distress reading. Leading the profile are construction/permit lag (43/100), structural risk (40/100), institutional ownership (12/100). institutional ownership (12/100) and mortgage stress (7/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (66/100). Latent structural risk is 40/100 while live distress already moving reads 2/100.
The market reads peak — home values rose 4.1% year on year, and 16% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
There are about 1,122 housing units across 54026. 2,217 residents call 54026 home, typically aged 47. Vacancy runs 16.4%, above the national norm and a classic distress-and-opportunity signal. Around 24% of renters are cost-burdened. The demographic-stress sub-score lands at 25/100. Around 25% of adults hold a bachelor's degree or higher. Roughly 4.9% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $342,200 (3.3× income, relatively affordable). Households earn a median $93,235 — above the roughly $78,000 national figure. The tenure split is 90% owner-occupied to 10% rented.
On the whole, 54026 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 54026 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 54026's 18/100 can be lined up against any neighbor in Polk County, Wisconsin or any ZIP coast to coast. Where the public record is thin for 54026, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 54026 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. For an operator, 54026 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 54026’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 54026 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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