ZIP 54858 Property Distress & Foreclosure Data

Composite property distress in 54858 (Polk County, Wisconsin) lands at 21/100 — low on DLRadar's public-record scoring. Structural exposure scores 48 and live distress 3 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (65/100), structural risk (48/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (64/100), flood (NFIP) exposure (64/100).

The market reads expansion — home values rose 6.7% year on year, and 21% higher over three years, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 1,019 housing units across 54858. A median home runs $213,100 here, or 4.0 times local income. Vacancy runs 29.3%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 77% owner-occupied to 23% rented. Households earn a median $51,466 — below the roughly $78,000 national figure. About 22% have a four-year degree. Roughly 20.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 54858 scores 35/100. About 1,578 people live here, median age 51. Rent burden reaches 40% of tenant households.

Net-net, 54858 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.