ZIP 54001 Foreclosure, Tax-Lien & Distress Report

Polk County, Wisconsin's ZIP 54001 registers 20/100 composite distress, which DLRadar reads as low. The split runs 46/100 structural to 3/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (64/100), flood (NFIP) exposure (63/100)). The pressure is most legible in construction/permit lag (57/100), structural risk (46/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (9/100).

The market reads peak — home values rose 4.6% year on year, and 19% higher over three years, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 7,947 people live here, median age 48. Around 32% of renters are cost-burdened. Home values center near $286,800, an affordability ratio of 3.0× — accessible. Educational attainment sits at 26% bachelor's-or-above. The tenure split is 81% owner-occupied to 19% rented. The vacancy rate is 21.3% — elevated. Median household income is $79,281, near the U.S. median near $78,000. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. There are about 4,379 housing units across 54001. On demographic stress specifically, 54001 scores 27/100.

Taken together, 54001 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 54001 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 54001's 20/100 can be lined up against any neighbor in Polk County, Wisconsin or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 54001 reflects the current record instead of a stale or modeled snapshot.

54001's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 54001 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.