ZIP 54007 Foreclosure, Tax-Lien & Distress Report

ZIP 54007's composite property-distress score is 14/100 - DLRadar classes that as minimal for St. Croix County, Wisconsin. Structural exposure scores 31 and live distress 1 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (69/100)). What sets it apart are the readings on structural risk (31/100), construction/permit lag (27/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100).

The market reads peak — home values rose 2.9% year on year, and 26% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,061 residents call 54007 home, typically aged 45. Roughly 4.1% live below the poverty line, a low share typical of higher-equity areas. Home values center near $309,400, an affordability ratio of 3.0× — accessible. Vacancy runs 5.8%. The tenure split is 83% owner-occupied to 17% rented. Educational attainment sits at 23% bachelor's-or-above. Around 32% of renters are cost-burdened. The ZIP holds roughly 470 housing units. The demographic-stress sub-score lands at 25/100. At $83,618, median income runs near typical U.S. levels.

Broadly, 54007 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 54007 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 54007 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54007 can be compared directly against any other ZIP in St. Croix County, Wisconsin or nationwide. 54007 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 14/100 figure for 54007 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 54007 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.