ZIP 54015 Property Distress & Foreclosure Data

Composite property distress in 54015 (St. Croix County, Wisconsin) lands at 15/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (41/100), structural risk (32/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. On the structural side it scores 32/100, with 1/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (71/100).

The market reads peak — home values rose 2.9% year on year, and 21% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Roughly 11.5% live below the poverty line. The ZIP holds roughly 1,504 housing units. Households earn a median $109,143 — above the roughly $78,000 national figure. The vacancy rate is 4.1%. On demographic stress specifically, 54015 scores 27/100. About 33% have a four-year degree. Around 41% of renters are cost-burdened. A median home runs $326,500 here, or 2.6 times local income. The tenure split is 79% owner-occupied to 21% rented. About 4,107 people live here, median age 37.

Overall 54015 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.