ZIP 54002 Property Distress & Foreclosure Data

St. Croix County, Wisconsin's ZIP 54002 registers 15/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (41/100), structural risk (32/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (70/100). The latent-versus-live split is 32/100 structural and 1/100 already moving.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 15% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $84,879, near the U.S. median near $78,000. Owners hold 78% of homes, renters 22%. 6.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 26/100. Home values center near $309,200, an affordability ratio of 3.3× — accessible. Educational attainment sits at 33% bachelor's-or-above. Around 38% of renters are cost-burdened. 6,887 residents call 54002 home, typically aged 36. The vacancy rate is 1.0%. The ZIP holds roughly 2,579 housing units.

On balance, 54002 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.