ZIP 54002 Foreclosure, Tax-Lien & Distress Report
St. Croix County, Wisconsin · Distress market
Scored purely from public records, 54002 (St. Croix County, Wisconsin) returns a minimal composite of 13/100. Its heaviest discrete signals: structural risk (28/100), construction/permit lag (24/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (70/100)). On the structural side it scores 28/100, with 1/100 of stress already active.
The market reads peak — home values rose 2.4% year on year, and 15% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.
Households earn a median $84,879 — near the roughly $78,000 national figure. Owners hold 78% of homes, renters 22%. 6.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 26/100. Home values center near $309,200, an affordability ratio of 3.3× — accessible. Educational attainment sits at 33% bachelor's-or-above. Around 38% of renters are cost-burdened. About 6,887 people live here, median age 36. Vacancy runs 1.0%. The ZIP holds roughly 2,579 housing units.
Broadly, 54002 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 54002 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 54002 runs through one identical public-record model, so its 13/100 sits on the same scale as every other ZIP in St. Croix County, Wisconsin and the nation. The score is rebuilt from public data as it updates, so 54002 reflects the current record instead of a stale or modeled snapshot.
The 13/100 figure for 54002 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 54002 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 54002’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 54002 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 54002, the same set carried on every parcel.
Adjacent St. Croix County ZIP reports
Explore related distress reports
Further distress data across St. Croix County, Wisconsin at ZIP, county and state level.
See every distressed parcel in 54002
The full 54002 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology