ZIP 54017 Property Distress & Foreclosure Data

ZIP code 54017 in St. Croix County, Wisconsin carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (71/100). The latent-versus-live split is 33/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (42/100), structural risk (33/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.

Prices here sit in a peak phase: values rose 3.0% over the trailing year, and 13% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $99,804, above the U.S. median near $78,000. 8.4% of residents fall below the poverty threshold. Home values center near $321,700, an affordability ratio of 3.0× — accessible. Around 20% of renters are cost-burdened. The ZIP holds roughly 7,976 housing units. Educational attainment sits at 34% bachelor's-or-above. The vacancy rate is 3.8%. Owners hold 75% of homes, renters 25%. DLRadar's demographic-stress index for the area reads 24/100. 19,722 residents call 54017 home, typically aged 38.

On balance, 54017 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.