ZIP 54017 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 54017 (St. Croix County, Wisconsin) at a minimal 13/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (71/100). The latent-versus-live split is 28/100 structural and 1/100 already moving. Leading the profile are structural risk (28/100), construction/permit lag (24/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).

The market reads peak — home values rose 2.5% year on year, and 13% higher over three years (phase confidence 17/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $99,804, median income runs above typical U.S. levels. Roughly 8.4% live below the poverty line. Home values center near $321,700, an affordability ratio of 3.0× — accessible. Rent burden reaches 20% of tenant households. There are about 7,976 housing units across 54017. About 34% have a four-year degree. The vacancy rate is 3.8%. The tenure split is 75% owner-occupied to 25% rented. DLRadar's demographic-stress index for the area reads 24/100. Population is roughly 19,722 with a median age of 38.

Overall 54017 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 54017 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 54017 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 54017 stays directly comparable to neighboring ZIPs and the rest of St. Croix County, Wisconsin. 54017 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 54017 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. Practically, 54017 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.