ZIP 54082 Foreclosure, Tax-Lien & Distress Report

In St. Croix County, Wisconsin, ZIP 54082 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (71/100). The split runs 28/100 structural to 1/100 active on the ground. The most distinctive pressure shows up in structural risk (28/100), construction/permit lag (24/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.

The peak-phase market in 54082 posted values that rose 2.4% over the year, and 25% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.

Median household income is $130,738, above the U.S. median near $78,000. Roughly 5.4% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $476,200 (3.7× income, relatively affordable). Rent burden reaches 0% of tenant households. 89% of housing is owner-occupied. On demographic stress specifically, 54082 scores 19/100. Around 56% of adults hold a bachelor's degree or higher. 2,026 residents call 54082 home, typically aged 52. There are about 851 housing units across 54082. The vacancy rate is 9.3%.

Broadly, 54082 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 54082 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 54082 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54082 can be compared directly against any other ZIP in St. Croix County, Wisconsin or nationwide. Where the public record is thin for 54082, the field stays empty rather than modeled, and fills in as new documents post.

The 13/100 for 54082 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 54082 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.