ZIP 54082 Property Distress & Foreclosure Data

DLRadar grades ZIP 54082 (St. Croix County, Wisconsin) at a low 15/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (71/100)). The latent-versus-live split is 32/100 structural and 1/100 already moving. Property-level stress concentrates in construction/permit lag (41/100), structural risk (32/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).

The peak-phase market in 54082 posted values that rose 2.9% over the year, and 25% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $130,738, median income runs above typical U.S. levels. The poverty rate is 5.4% — low. The typical home is worth about $476,200 (3.7× income, relatively affordable). Around 0% of renters are cost-burdened. 89% of housing is owner-occupied. The demographic-stress sub-score lands at 19/100. Around 56% of adults hold a bachelor's degree or higher. Population is roughly 2,026 with a median age of 52. The ZIP holds roughly 851 housing units. The vacancy rate is 9.3%.

Broadly, 54082 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.