ZIP 54025 Foreclosure, Tax-Lien & Distress Report
St. Croix County, Wisconsin · Distress market
ZIP code 54025 in St. Croix County, Wisconsin carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic distress index. Structurally it carries 27/100, against 1/100 of stress already in motion. Its heaviest discrete signals: structural risk (27/100), construction/permit lag (22/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Environmental exposure also runs high (climate & FEMA risk (71/100)).
The peak-phase market in 54025 posted values that rose 2.4% over the year, and 13% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 7,497 people live here, median age 42. A median home runs $386,500 here, or 3.6 times local income. The ZIP holds roughly 3,200 housing units. Owners hold 82% of homes, renters 18%. Median household income is $95,617, above the U.S. median near $78,000. Around 24% of adults hold a bachelor's degree or higher. Vacancy runs 7.0%. Around 43% of renters are cost-burdened. 5.8% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 29/100.
On balance, 54025 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 54025 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 54025 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 54025, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 13/100 figure for 54025 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 54025 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 54025
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 54025 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other St. Croix County ZIP codes
Nearest ZIP codes to 54025
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 54025
Further distress data across St. Croix County, Wisconsin at ZIP, county and state level.
See every distressed parcel in 54025
Open 54025 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology