ZIP 54027 Foreclosure, Tax-Lien & Distress Report
St. Croix County, Wisconsin · Distress market
ZIP code 54027 in St. Croix County, Wisconsin carries a composite property-distress score of 13/100 — a minimal reading on DLRadar's deterministic distress index. Latent structural risk is 27/100 while live distress already moving reads 1/100. The pressure is most legible in structural risk (27/100), construction/permit lag (22/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (71/100).
The peak-phase market in 54027 posted values that rose 2.4% over the year, and 14% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 1,154 with a median age of 41. Vacancy runs 6.3%. Home values center near $325,900, an affordability ratio of 3.2× — accessible. The demographic-stress sub-score lands at 23/100. Around 16% of renters are cost-burdened. Median household income is $100,313, above the U.S. median near $78,000. The tenure split is 91% owner-occupied to 9% rented. About 25% have a four-year degree. The ZIP holds roughly 440 housing units. The poverty rate is 5.4% — low.
Broadly, 54027 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 54027 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 54027 runs through one identical scoring model, so its 13/100 sits on the same scale as every other ZIP in St. Croix County, Wisconsin and the nation. Every figure is auditable to a public dataset and refreshed as records update; 54027 shows blanks, not estimates, wherever the record is sparse.
Each component behind 54027 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. The point of the 54027 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 54027 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 54027 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 54027, the same set carried on every parcel.
Adjacent St. Croix County ZIP reports
Nearest ZIP codes to 54027
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
More ZIP, county and state distress intelligence connected to St. Croix County, Wisconsin.
Unlock parcel-level detail for ZIP 54027
The full 54027 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology