ZIP 54734 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 54734 (Dunn County, Wisconsin) returns a low composite of 16/100. Latent structural risk is 35/100 while live distress already moving reads 1/100. Its heaviest discrete signals: construction/permit lag (68/100), structural risk (35/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The market reads expansion — home values rose 5.1% year on year, and 35% higher over three years (phase confidence 31/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $66,083 — below the roughly $78,000 national figure. Roughly 8.7% live below the poverty line. Owners hold 87% of homes, renters 13%. The ZIP holds roughly 341 housing units. About 17% have a four-year degree. About 727 people live here, median age 46. Around 18% of renters are cost-burdened. The vacancy rate is 6.4%. On demographic stress specifically, 54734 scores 25/100. Home values center near $214,200, an affordability ratio of 3.2× — accessible.

Overall, 54734 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 54734 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 54734 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54734 can be compared directly against any other ZIP in Dunn County, Wisconsin or nationwide. Where the public record is thin for 54734, the field stays empty rather than modeled, and fills in as new documents post.

The 16/100 figure for 54734 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 54734 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.