ZIP 54701 Foreclosure, Tax-Lien & Distress Report

Eau Claire County, Wisconsin's ZIP 54701 registers 20/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: construction/permit lag (74/100), structural risk (43/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (79/100). Latent structural risk is 43/100 while live distress already moving reads 1/100.

Prices here sit in a peak phase: values rose 1.7% over the trailing year, and 20% higher over three years, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 42% have a four-year degree. Rent burden reaches 32% of tenant households. Households earn a median $71,406 — near the roughly $78,000 national figure. Home values center near $289,900, an affordability ratio of 3.7× — accessible. About 42,348 people live here, median age 35. The tenure split is 59% owner-occupied to 41% rented. Roughly 10.2% live below the poverty line. On demographic stress specifically, 54701 scores 28/100. The vacancy rate is 3.5%. There are about 18,727 housing units across 54701.

Net-net, 54701 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 54701 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54701 can be compared directly against any other ZIP in Eau Claire County, Wisconsin or nationwide. Sparse data for 54701 shows as blanks, never estimates, and the score updates on every fresh public filing.

54701's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 54701 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.