ZIP 54703 Foreclosure, Tax-Lien & Distress Report

ZIP code 54703 in Eau Claire County, Wisconsin carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in construction/permit lag (75/100), structural risk (43/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (78/100). Structurally it carries 43/100, against 1/100 of stress already in motion.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 21% higher over three years (phase confidence 41/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 5.5%. There are about 19,778 housing units across 54703. Roughly 14.3% live below the poverty line. 63% of housing is owner-occupied. Around 31% of renters are cost-burdened. About 31% have a four-year degree. At $68,801, median income runs near typical U.S. levels. Population is roughly 43,022 with a median age of 36. The demographic-stress sub-score lands at 29/100. The typical home is worth about $243,700 (3.3× income, relatively affordable).

On balance 54703 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 54703 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 54703 stays directly comparable to neighboring ZIPs and the rest of Eau Claire County, Wisconsin. Sparse data for 54703 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 19/100 figure for 54703 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 54703 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.