ZIP 54742 Foreclosure, Tax-Lien & Distress Report

ZIP 54742's composite property-distress score is 20/100 - DLRadar classes that as low for Eau Claire County, Wisconsin. It additionally carries heavy environmental risk: climate & FEMA risk (81/100). Property-level stress concentrates in construction/permit lag (74/100), structural risk (43/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. The latent-versus-live split is 43/100 structural and 1/100 already moving.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 21% higher over three years (phase confidence 41/100). Topping markets hide individual distress behind strong averages.

About 4,854 people live here, median age 43. Owners hold 87% of homes, renters 13%. A median home runs $282,100 here, or 3.0 times local income. The poverty rate is 5.4% — low. The ZIP holds roughly 1,519 housing units. Vacancy runs 2.3%. Median household income is $92,353, above the U.S. median near $78,000. The demographic-stress sub-score lands at 24/100. Around 34% of renters are cost-burdened. Educational attainment sits at 34% bachelor's-or-above.

Overall, 54742 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 54742 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 54742 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Eau Claire County, Wisconsin and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 54742 shows blanks, not estimates, wherever the record is sparse.

54742's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 54742 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.